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<p><span style="font-family:"Arial",sans-serif">Niall,<o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif">Thank you again for your insight, which is very helpful.<o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif">Thank you for your time.<o:p></o:p></span></p>
<p><span style="font-family:"Arial",sans-serif">Jim<o:p></o:p></span></p>
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