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        <title>ASLI - Reinforcing Banking and Finance - Towards Resilience</title>
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                                                        <td align="right"><span style="font-weight: bold"><font style="color: rgb(255,125,0); font-size: 16px" face="Arial, Helvetica, sans-serif">KEYNOTE ADDRESS and OFFICIAL OPENING:</font></span></td>
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                                                        <td align="right"><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">Y.B. Dato’ Seri Haji Ahmad Husni Mohamad Hanadzlah</font></span></td>
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                                                        <td align="right"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">Minister of Finance II</font></td>
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                                                        <td align="right"><font style="color: rgb(160,25,30); font-size: 16px" face="Arial, Helvetica, sans-serif"><b>26 - 27 May 2010</b></font></td>
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                                                        <td align="right"><font style="color: rgb(160,25,30); font-size: 16px" face="Arial, Helvetica, sans-serif"><b>Renaissance Kuala Lumpur Hotel</b></font></td>
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                                                        <td><font style="color: rgb(255,255,255); font-size: 16px" face="Arial, Helvetica, sans-serif"><strong>Reinforcing Banking and Finance</strong> - Towards Resilience and Dynamism in the Financial System</font></td>
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                                                        <td><span style="font-weight: bold"><font style="color: rgb(255,125,0); font-size: 14px" face="Arial, Helvetica, sans-serif">SUMMIT HIGHLIGHTS</font></span></td>
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                                                                    <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Liberalisation & Internationalisation - The Next Wave in Malaysian Banking & Finance Industry</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Islamic Finance at Crossroads – Pathways to Growth in a Global Market</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Next-Generation Banking Systems for a Dynamic Banking Experience</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Consumer Banking – Expanding the Financial Supermarket</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Beyond Banking Boundaries – Outsourcing & Shared Services</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Transaction Banking – Future Trends and Opportunities</font></td>
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                                                        <div align="justify"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Much of the banking and finance world has been embroiled in a whirlwind these past 2 years, the magnitude of which was so great that its ripple effect manifested into an export slump for Malaysia and caused the economy to contract by an overall 1.7% in 2009. Nevertheless we were spared from a full blown banking crisis, in part due to strong financial supervision and prudent risk management practices. However, most would attribute this to a stronger, sizeable and well-diversified banking industry that emerged following the 1997/98 Asian financial crisis.</font></div>
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                                                        <div align="justify"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">After a decade of consolidation and progressive reform, the industry’s resilience in the last crisis signifies its level of maturity and preparedness. This augurs well for the industry as it moves into a new era of liberalisation and globalistion, as envisaged in the Financial Sector Master Plan. This is gearing up to be both an exciting and challenging year for the banking and financial sector with new entrants intensifying the competition but simultaneously bringing global market linkages, technological transfer and international best practices to the local scene.</font></div>
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                                                        <div align="justify"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Set against this lively and constantly evolving financial landscape, the 14th Malaysian Banking Summit aims to highlight insights on how industry leaders are charting future road-maps focusing on key strategic, operational and technology issues. This annual Summit provides a great opportunity for industry players and stakeholders to build and strengthen network and alliances, feel the pulse of the market and hear directly from experts and practitioners about the challenges they anticipate and the key strategic priorities as they collectively advance towards a more resilient, competitive and dynamic financial sector. </font></div>
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                                                        <td><font style="color: rgb(255,255,255); font-size: 16px" face="Arial, Helvetica, sans-serif">Who Should Attend</font></td>
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                                                        <td><font style="color: rgb(255,255,255); font-size: 16px" face="Arial, Helvetica, sans-serif">Confirmed Role-Play</font></td>
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                                                                    <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Chairmen, Board Members, Managing Directors, Executive Directors, C-Suite Executives and Senior Management of Domestic And Global Commercial Banks, Corporate & Investment Banks, Islamic Banks and Development Financial Institutions</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Government Bodies & Agencies involved in policy formation, regulation and research</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Economists, Investment & Research Analysts, Fund Managers from Rating Agencies, Fund & Asset Management Companies</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Corporate Lawyers, Syariah Scholars & Advisors, Auditors and Consultants specialising in the banking and finance industry</font></td>
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                                                                    <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Business and Technology Consultants & Solution Providers</font></td>
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                                                        <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Distinguished panel members who have confirmed their participation so far:</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Tan Sri Ramon V. Navaratnam</strong><br />
                                                                                Chairman,<br />
                                                                                Centre for Public Policy Studies,<br />
                                                                                ASLI and Former Deputy Secretary<br />
                                                                                General, Ministry of Finance</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>En. Abdul Farid Alias</strong><br />
                                                                                Senior Executive Vice President,<br />
                                                                                Maybank</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Andrew Strain Kerr</strong><br />
                                                                                Chief Risk Officer,<br />
                                                                                AmBank Group</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Chu Hong Keong</strong><br />
                                                                                Chief Information Officer,<br />
                                                                                HSBC Bank Malaysia Berhad</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Goh Peng Ooi</strong><br />
                                                                                Executive Chairman,<br />
                                                                                Silverlake Group</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Dr. John Lee</strong><br />
                                                                                Partner,<br />
                                                                                KPMG Malaysia</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Lee Eng Sia</strong><br />
                                                                                Managing Director,<br />
                                                                                Mobile Money International Sdn Bhd</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>En. Mirzan Mahathir</strong><br />
                                                                                President,<br />
                                                                                Asian Strategy & Leadership Institute</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Mukhtar Hussain</strong><br />
                                                                                Deputy Chairman & CEO,<br />
                                                                                HSBC Bank Malaysia Berhad and<br />
                                                                                Global CEO,<br />
                                                                                HSBC Amanah</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Mr. Peter England</strong><br />
                                                                                Head,<br />
                                                                                Retail Banking, CIMB Bank Berhad</font></td>
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                                                                                <td align="left"><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Mr. Promod Dass</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                Head,<br />
                                                                                Financial Institutions Ratings,<br />
                                                                                RAM Rating Services Berhad</font></td>
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                                                                                <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Ms. Yvonne Chia</strong><br />
                                                                                Group Managing Director & Chief<br />
                                                                                Executive Officer,<br />
                                                                                Hong Leong Bank Berhad</font></td>
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                                            <td align="left"><font style="color: rgb(160,25,30); font-size: 24px" face="Arial, Helvetica, sans-serif"><strong>PROGRAMME </strong>OUTLINE</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">08:00am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Arrival and Registration of Participants</font></td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:00am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Arrivals of VIPs</font></td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:15am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">WELCOME REMARKS<br />
                                                                                <strong>Dato’ Dr. Michael Yeoh</strong>, Director/Chief Executive Officer,<br />
                                                                                Asian Strategy & Leadership Institute</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:25 am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SPECIAL KEYNOTE ADDRESS</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">10:15 am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Morning Refreshments & Networking</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">10:45 am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 1<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Risk Management and Regulatory Compliance in the Age of Basel 3</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                Following Basel Committee’s new Basel 3 proposal, general consensus is already emerging on its implications to banks – more equity capital & liquidity, less cyclical provisioning and greater regulatory intervention. Although a commendable effort for its speedy reaction and timely implementation in the wake of the global crisis, how has it been received by banks in Malaysia and other emerging markets?</font></td>
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                                                                                <td valign="top" align="left"> </td>
                                                                                <td valign="top" align="left">
                                                                                <table border="0" cellspacing="0" cellpadding="2" width="100%">
                                                                                    
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">What are the major impacts of Basel 3 on Malaysian banks? Is Basel 3 a right fit for our banks? How should it be adopted for practical implementation here?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Our banking industry remained financially sound throughout the crisis, with average capital adequacy ratio at 14.7% as at Dec 2009. How much more buffer is deemed adequate? Are we indirectly ‘penalised’ due to a crisis that originated in the west?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Our regulatory framework is based on a ‘supervised market approach’ that allows for innovation and market activism. To what degree should FIs be entrusted to self-regulate within the bounds of innovation and profit maximisation?</font></td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">12:00 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Networking Lunch</font></td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">01:15 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 2<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Trend and Profitability Drivers in Mobile and Internet Banking</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                With the advent of internet & technology coupled with the nationwide WiMAX rollout, the infrastructure is more than<br />
                                                                                ready for comprehensive e-banking offerings and uptake. Have e-banking sector been growing up to speed?</font></td>
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                                                                                <td valign="top" align="left"> </td>
                                                                                <td valign="top" align="left">
                                                                                <table border="0" cellspacing="0" cellpadding="2" width="100%">
                                                                                    
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">How significant is the contribution from e-banking channels, both in terms of cost-savings and revenue? How does this compare to others in the region?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">What are the profit drivers in mobile and internet banking? How can we leverage on them to generate more income for the bank?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Major security and fraud issues in e-banking and how they impacted business development</font></td>
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                                                                                </td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                    <table border="0" cellspacing="0" cellpadding="0" width="100%">
                                                                        
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">01:15 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 3<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Beyond Banking Boundaries – Outsourcing & Shared Services</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                As banking entities grow, outsourcing and shared services have tremendously helped financial institution in improving costsavings and labour efficiency. Today, BPO and Shared Services firms have become an extended fraternity of financial institutions. What challenges and opportunities lie ahead as the banking industries liberalises?</font></td>
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                                                                                <td valign="top" align="left"> </td>
                                                                                <td valign="top" align="left">
                                                                                <table border="0" cellspacing="0" cellpadding="2" width="100%">
                                                                                    
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Key growth trends and challenges in a dynamic industry</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Shared services vs. Outsourcing – security, legal, operational and cost considerations</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Risk management, regulatory trends & best practices in vendor management</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">The soft-side of outsourcing/shared services – HR, talent<br />
                                                                                            development & engagement issues</font></td>
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                                                                    <td valign="top" align="left"><img alt="" vspace="2" width="400" height="1" src="images/divider.gif" /></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">03:55 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 4<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Transaction Banking – Future Trends and Opportunities</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                As the economy recovers investment & trade flows are on the rise, prompting corporate treasurers to seek more complex & integrated solutions and advisory services from banks on cash management, treasury and investment management, trade finance, working capital optimisation, domestic and crossborder payments. While transaction banking had earlier been hailed as one of the rising stars of the financial services industry, what is its outlook post-crisis? What opportunities are there for local banks?</font></td>
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                                                                                <td valign="top" align="left"> </td>
                                                                                <td valign="top" align="left">
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Insights into transaction banking post-crisis and future trends for transaction banking</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">What are the fundamentals for a successful transaction banking model? Do local banks have the financial support the wide spectrum of transaction banking?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Is there room for cooperation on a white labelling / outsourcing basis to pave the way for a collaborative treasury solution model?</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">05:15 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">End of Day 1 & Afternoon Tea Break</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:00am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Arrivals of VIPs</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:15am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">INTRODUCTORY REMARKS<br />
                                                                                <strong>En. Mirzan Mahathir</strong>, President, Asian Strategy & Leadership Institute</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">09:25am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">KEYNOTE ADDRESS and OFFICIAL OPENING<br />
                                                                                <strong>Y.B. Dato’ Seri Haji Ahmad Husni Mohamad Hanadzlah</strong>, Minister of Finance II</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">10:15 am </font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Morning Refreshments & Networking<br />
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">10:45 am</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 5<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Liberalisation & Internationalisation - The Next Wave in Malaysian Banking & Finance Industry</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                As we enter into phase 3 of FSMP, the next wave of change will bring more international players into the country. Whilst many are certain that Malaysian banks are already well prepared for liberalisation thanks to strong capitalisation and profitability, what would be their strategies and action plans going forward?</font></td>
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Business implications of liberalisation towards local banks</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">How would local banks stand to benefit from what their foreign counterparts bring in terms of new capital, technology transfer and increased competition?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Going forward in which banking segments do we expect to see the most intense competition, revenue, growth and innovation?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Simultaneously, Malaysian banks are going abroad to seek growth and diversification – a correlation to the liberalisation efforts?</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">12:00 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Networking Lunch</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">01:15 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 6<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Islamic Finance at Crossroads – Pathways to Growth in a Global Market</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                Many have been drawn to the appeal of Islamic finance which– to some degree–provided insulation from the last financial crisis. Having moved past its pioneering stage, the industry continues to strive towards harmonisation in Syariah & documentation standards and industry practices. Against these global developments, Malaysia is stepping up efforts to further develop and internationalise its Islamic finance initiatives.</font></td>
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Challenges and business implications in establishing Malaysia as an International Islamic Financial Centre</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">The Dubai debt crisis has renewed calls for Islamic finance to return to its roots of profit and risk sharing, instead of mirroring its conventional counterpart. What are the arguments for and against this and what is Malaysia’s general consensus on this?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">What lessons can be learned from the recent global crisis and what bearing will they have on development of Islamic finance?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Newer entrants in the Islamic finance world are aggressively catching up. Who are our biggest partners and competitors and how do we leverage on each other?</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">02:35 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 7<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Next-Generation Banking Systems for a Dynamic Banking<br />
                                                                                Experience</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                One of the major IT challenges still lingering in banks today is the struggle with the limitations of legacy IT systems. The speed of financial innovation and rapid growth of Islamic finance for the past few years created demand for standards-based systems that allow easy integration and subsequent enhancements.</font></td>
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Business imperatives underlying core banking system selection</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Banking system as key enabler for tailored, sophisticated and innovative products</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Ease of integration with disparate legacy systems</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Enhancement capabilities in terms of innovation, customer service leadership and risk management capabilities</font></td>
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                                                                                <td valign="top" width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">03:55 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">SESSION 8<strong><br />
                                                                                </strong></font><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 12px" face="Arial, Helvetica, sans-serif">Consumer Banking – Expanding the Financial Supermarket</font></span><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                                                                Consumer banking has been a steady growth sector for some years now. As middle class population & income increase and consumer confidence improves, this sector is expected to continually provide substantial revenue to banks. However, can banks do one better in terms of product offering and sophistication?</font></td>
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                                                                                            <td valign="top" width="10" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">What is the outlook for consumer banking segments? Have government taxes and rulings impacted their performance?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Plain vanilla type products such as mortgage and vehicle<br />
                                                                                            financing form the bulk of consumer business. What other financing & investment linked products could be potential new revenue generators?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Are Malaysians ready for more sophisticated products?</font></td>
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                                                                                            <td valign="top" align="left"><font style="color: rgb(153,0,0); font-size: 12px" face="Arial, Helvetica, sans-serif">•</font></td>
                                                                                            <td valign="top" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">Growth potential for wealth management, financial planning, bancassurance segments</font></td>
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                                                                                <td width="75" align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">05:15 pm</font></td>
                                                                                <td><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">End of Summit & Afternoon Tea Break</font></td>
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                                <td bgcolor="#990000" height="35" align="center"><font style="color: rgb(255,255,255); font-size: 24px" face="Arial, Helvetica, sans-serif"><strong>REGISTRATION </strong>INFORMATION</font></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 14px" face="Arial, Helvetica, sans-serif">REGISTRATION FEES *</font></span></td>
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                                                        <td width="200"><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">Normal Registration Fee</font></span></td>
                                                        <td width="220"><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">RM2000.00 per delegate</font></span></td>
                                                        <td><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">(NOTE: Fee includes lunch, refreshments & summit materials/documentation)</font></td>
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                                                        <td><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">Special Group Discount</font></span></td>
                                                        <td><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">RM1850.00 per delegate</font></span></td>
                                                        <td><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">(NOTE: Fee includes lunch, refreshments & summit materials/documentation)</font></td>
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                                                        <td><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">Government Officials</font></span></td>
                                                        <td><span style="font-weight: bold"><font style="color: rgb(51,51,51); font-size: 14px" face="Arial, Helvetica, sans-serif">RM1650.00 per delegate</font></span></td>
                                                        <td><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">* NOTE: Registration fee is HRDF SBL Claimable (subject to approval by HRDF)</font></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 10px" face="Arial, Helvetica, sans-serif">VENUE: </font><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">Renaissance Kuala Lumpur Hotel</font></span></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 10px" face="Arial, Helvetica, sans-serif">PAYMENT: </font><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">The fee must be paid in advance of the event. Walk-in delegates with payment will be admitted on ‘space availability’ basis. Cheques or bankdrafts should be crossed and made payable to <strong>Asian Strategy & Leadership Incorporated Sdn Bhd.</strong></font></span></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 10px" face="Arial, Helvetica, sans-serif">FOR PRIVATE SECTOR: </font><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">The organisers reserve the right to stop any registered delegate from taking part in the event if no proof of payment can be presented. This only applies to registered delegates who have NOT paid the registration fees prior to the event date.</font></span></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 10px" face="Arial, Helvetica, sans-serif">FOR GOVERNMENT OFFICIALS:</font><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">A Local Order (LO) or letter of approval to participate must be presented before the event.</font></span></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 10px" face="Arial, Helvetica, sans-serif">SUBSTITUTION/CANCELLATION:</font><font style="color: rgb(51,51,51); font-size: 10px" face="Arial, Helvetica, sans-serif">Substitution is allowed for a registered delegate. Please note that all payments must be made prior to the event proper. For cancellations, a refund minus 10% service charge will be sent to the said delegates if cancellation is received in WRITING by 12th May 2010. No refund will be made for cancellation received after 12th May 2010.</font></span></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">For registration or further information, kindly contact:</font></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Aini Salwa</strong><br />
                                            General Line: +(603) 2093 5393 ext. 216 | Direct Line: +(603) 2093 7393 | Email: aini@asli.com.my</font></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Anuksha George</strong><br />
                                            General Line: +(603) 2093 5393 ext. 210 | Direct Line: +(603) 2093 4859 | Email: anuksha@asli.com.my</font></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>David Selvan</strong><br />
                                            Direct Line: +(603) 2093 2933 | Mobile: 019-305 8020 | Email: david.selvan@asli.com.my</font></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><strong>Faidzal Othman</strong><br />
                                            General Line: +(603) 2093 5393 ext. 207 I Direct Line: +(603) 2093 2977 I Email: faidzal@asli.com.my</font></td>
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                                            <td align="left"><strong><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif"><br />
                                            To register, please click on this link, <a target="_blank" href="http://70.32.97.85/em/link.php?URL=aHR0cDovL3d3dy5hc2xpLmNvbS5teS9kb2N1bWVudHMvYnJvYyUyMEJhbmtpbmclMjAyMTA0MTAucGRm&Name=&EncryptedMemberID=MTE4NDMzMDU3Ng%3D%3D&CampaignID=154&CampaignStatisticsID=100&Demo=0&Email=aW5uLWJ1Z3NAaXNjLm9yZw==">http://www.asli.com.my/documents/broc%20Banking%20210410.pdf</a> to view the registration form.</font></strong></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 14px" face="Arial, Helvetica, sans-serif">ASIAN STRATEGY & LEADERSHIP INSTITUTE (ASLI)</font></span></td>
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                                            <td align="left"><font style="color: rgb(51,51,51); font-size: 12px" face="Arial, Helvetica, sans-serif">1718, Jalan Ledang, Off Jalan Duta, 50480 Kuala Lumpur | Tel: 2093 5393 Fax: 2093 3078 Toll-free: 1 800 88 3096</font></td>
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                                            <td align="left"><span style="font-weight: bold"><font style="color: rgb(160,25,30); font-size: 14px" face="Arial, Helvetica, sans-serif"><a target="_blank" href="http://70.32.97.85/em/link.php?URL=aHR0cDovL3d3dy5hc2xpLmNvbS5teQ==&Name=&EncryptedMemberID=MTE4NDMzMDU3Ng%3D%3D&CampaignID=154&CampaignStatisticsID=100&Demo=0&Email=aW5uLWJ1Z3NAaXNjLm9yZw==">www.asli.com.my</a></font></span></td>
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